Yes, you should buy a automotive with out a driver’s license, however you’ll have to leap via some additional hoops to get it finished.
There isn’t a legislation requiring you to have a driver’s license to buy a automotive, however not having one might trigger problems throughout the car-buying course of, akin to getting an auto mortgage or shopping for insurance coverage. In addition, you might have to have conversations in individual somewhat than doing the whole lot on-line.
If you don’t have a driver’s license, you’ll want at the very least a legitimate type of identification, akin to a state-issued ID card.
Reasons for purchasing a automotive with out a driver’s license
Most individuals trying to purchase a automotive have a driver’s license, however there are many causes somebody who may not have one would nonetheless need to buy a automobile.
You’re buying a present. You don’t have a license, however you need to shock a good friend or member of the family who would be the licensed title-holder.
You have a caregiver or a private driver. You need to purchase a automobile for somebody who has a driver’s license who will drive you round and assist maintain you.
You’re studying to drive. You plan on getting your license, however you need to buy a automotive to observe driving with a licensed driver.
You’re a enterprise proprietor. You need to construct out your organization’s fleet of automobiles in your workers to make use of.
You’re a automotive collector. You need to buy a automotive in your assortment, however you don’t plan on driving it.
However, needless to say you gained’t be capable of take the automotive for a take a look at drive or drive it again house after buy until you may have a license.
Financing, insurance coverage and registration with out a driver’s license
Here’s the excellent news: It’s potential to finance, insure and register a automotive with out a driver’s license.
If you prepare to finance on the dealership, you possibly can current a completely different type of identification, akin to a state-issued ID card, while you apply for the mortgage.
No seller will allow you to depart with out insurance coverage protection in place. Moreover, legal responsibility insurance coverage is successfully obligatory in all states, and lenders usually require full bodily harm protection for financed automobiles.
Without a driver’s license, you will want to checklist a licensed motorist as the first driver on the automotive. You would stay the “named insured,” or the one that owns the automobile and makes selections about insurance coverage. The insurer may additionally require the first driver to reside at your tackle.
If you’re an unlicensed driver, the insurer could ask to exclude you from protection for harm that happens if you’re behind the wheel.
While state legal guidelines range, registration usually requires proof of insurance coverage and possession however not a driver’s license.