Chase Balance Transfer Credit Cards

Balance switch playing cards can present monetary reduction by making it simpler to pay down debt. And Chase affords a couple of bank cards that characteristic introductory 0% durations on stability transfers, which might help cardholders get monetary savings on curiosity whereas they pay down transferred debt from a high-interest card. In addition to providing interest-free durations, these playing cards include different enticing options, like $0-annual-fees, profitable rewards and bonuses.

Here are the Chase bank cards that supply introductory promotions on stability transfers.   

Welcome supply: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

• 5% money again in quarterly bonus classes on as much as $1,500 in mixed spending every quarter. Activation of bonus classes is required. (See present classes right here.)

• 3% money again on eating, together with takeout and supply providers.

• 3% money again on drugstore purchases.

• 1% money again on all different purchases.

APR: 0% intro APR for 15 months on purchases and stability transfers, after which the continued APR of 14.99%-23.74% Variable APR.

The Chase Freedom Flex℠ is a aggressive money again choice that gives elevated rewards in fastened and rotating everyday-spending bonus classes. In addition to its excessive rewards charges, it comes with a 15-month 0% introductory interval for each purchases and stability transfers. This means holders can use the cardboard to repay giant purchases in addition to pay down transferred debt. The card does, nonetheless, additionally include a stability switch payment of three%, (or a minimal of $5, whichever is bigger) which might probably make transferring over debt pricey.

Welcome supply: Earn a further 1.5% money again on all the pieces you purchase (on as much as $20,000 spent within the first 12 months) – value as much as $300 money again!

• 5% money again on journey bought by way of Chase Ultimate Rewards®.

• 3% money again at eating places, together with takeout and eligible supply providers.

• 3% money again on drugstore purchases.

• Through March 31, 2022, 5% again on qualifying Lyft providers bought by way of the Lyft app.

• 1.5% money again on all different purchases.

APR: 0% intro APR for 15 months on purchases and stability transfers, after which the continued APR of 14.99%-23.74% Variable APR.

Like its cousin above, the Chase Freedom Unlimited® comes with standout options that one of the best stability switch playing cards supply — a 0% intro APR supply for stability transfers, a $0 annual payment and excessive rewards charge, plus a sign-up bonus, besides. But whereas holders get a 15-month break from curiosity for stability transfers and purchases, the cardboard additionally has a stability switch payment. You’ll be charged a 3% intro payment (or a minimal of $5, whichever is bigger) for every stability switch made inside the first 60 days of account opening. And after that, the payment goes as much as 5%. So for instance, a switch of $5,000 made after the intro interval will include a $250 payment.

The card’s prolonged promotional interval and different enticing options could make the payment value it — particularly if it should take you a very long time to get out of debt.

APR: 0% intro APR for 18 months on purchases and stability transfers, after which the continued APR of 14.99%-23.74% Variable APR.

You received’t earn any rewards with the Chase Slate Edge℠, however you’re going to get a prolonged 0% APR interval for transfers and purchases. The card’s 18-month interest-free interval is barely longer than what the aforementioned Chase Freedom playing cards supply. And along with the 0% interval, it prices an annual payment of $0, which implies it received’t value something to carry on to. Chase Slate Edge℠ additionally comes with a uncommon automated 2% APR discount consideration every year (till the Prime Rate plus 9.74%) while you spend not less than $1,000 by your subsequent account anniversary and make funds on time.

While the cardboard might be an excellent choice for these trying to pay down debt, it too prices a stability switch payment: 3% for the primary 60 days of account holding, then 5% of the quantity of every stability switch (or $5, whichever is bigger). Plus, it does not supply any ongoing rewards, which signifies that after the introductory interval ends, it received’t present a lot long-term worth like Chase’s different stability switch bank card choices.