HomeFinanceChase Freedom & Flex 5% Categories for Q4 2021: PayPal, Walmart

Chase Freedom & Flex 5% Categories for Q4 2021: PayPal, Walmart

Just in time for vacation buying, PayPal and Walmart would be the fourth-quarter 2021 rotating bonus classes for the Chase Freedom Flex℠ and the older Chase Freedom®.

Chase Freedom Flex
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It’s the second 12 months in a row these spending classes have been featured within the fourth quarter for these common playing cards issued by Chase. The quarter runs from Oct. 1 by Dec. 31, 2021.

Cardholders should activate the classes on-line to obtain the 5% money again. Activation should be executed by the 14th of December.

Details: Chase Freedom Flex℠

The Chase Freedom Flex℠ earns 5% money again in rotating bonus classes on as much as $1,500 in mixed spending every quarter (activation required). Besides quarterly bonus classes, it additionally has mounted bonus classes, incomes:

  • 3% again on eating, together with takeout and supply providers.

  • 3% again on drugstore purchases.

  • For all cardholders, by March 31, 2022, 5% again on qualifying Lyft providers bought by the Lyft app.

  • 1% on all different purchases.

The card has an annual charge of $0 and comes with a sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% money again on grocery retailer purchases (not together with Target® or Walmart® purchases) on as much as $12,000 spent within the first 12 months.

The Chase Freedom® is closed to new candidates, however present cardholders can proceed to make use of it and earn rewards as earlier than.

Chase Freedom® and Chase Freedom Flex℠ bonus rewards classes for 2021

• Wholesale golf equipment.
• Select streaming providers.
• Internet, cable and telephone providers.

• Gas stations.
• Home enchancment shops.

• Grocery shops.
• Select streaming providers.

PayPal and Walmart classes

Both PayPal and Walmart have been featured quarterly classes previously, together with throughout the identical quarter of 2020.

Given most individuals’s vacation spending patterns, maxing out the 5% classes could possibly be simpler than another classes in the course of the 12 months. You can spend as much as $1,500 at PayPal and Walmart in the course of the quarter and earn 5% again, or $75. (After that, you earn 1% again, which isn’t aggressive amongst cash-back playing cards.) Purchases made utilizing PayPal at Walmart will solely earn a complete of 5%.

  • Walmart. Walmart’s massive footprint makes it a go-to retailer for many individuals for every little thing from clothes to groceries. Notably, the third-quarter 2021 bonus classes for these playing cards included groceries however particularly excluded Walmart.

  • PayPal. Some customers incorporate PayPal funds into their routine transactions. That’s made simpler through the use of PayPal’s ubiquitous button at on-line checkouts and, if obtainable to you, its digital bank card referred to as PayPal Key, which makes use of the Mastercard community. To get 5% again, you will need to fund your PayPal fee together with your Chase Freedom Flex℠ or Chase Freedom®.

Information associated to the Chase Freedom® has been collected by NerdWallet and has not been reviewed or offered by the issuer of this card.



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