HomeFinanceWedding Budget Calculator: Plan a Wedding on a Budget

Wedding Budget Calculator: Plan a Wedding on a Budget

Planning a wedding ceremony is a fantastic and thrilling time for engaged {couples}, nevertheless it will also be nerve-racking making an attempt to remain in your finances. Whether you’re dreaming of an elaborate ceremony with many company or a smaller wedding ceremony with an intimate really feel, bills like your venue, catering, wedding ceremony apparel, and leisure can all simply add up. With the typical wedding ceremony estimated to price $23,517 in 2022, it’s vital to get down the aisle with out getting your self into debt.

Use our free wedding ceremony finances calculator that will help you complete your bills and see whether or not your dream wedding ceremony is below or over your finances. You may even regulate the prices of every class to judge methods to save lots of extra on your large day.

Finally, we’ve additionally listed out 10 suggestions for how you can plan a wedding ceremony on a finances. After all, it is best to solely be tied up with, effectively, tying the knot — not the value tags connected to it!


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Average Wedding Costs Per State in 2022

Wedding prices differ vastly from place to position throughout the nation. Getting married in a well-liked city space with a larger inhabitants sometimes means larger wedding ceremony prices, whereas getting married in an space with a decrease price of dwelling and fewer folks may be extra reasonably priced. Also, remember that very distant areas might price extra to move items and providers to your location. Check out the typical price of a wedding ceremony in your location with our state breakdown beneath.

Average Cost of a Wedding by State
New Hampshire$32,100
New Jersey$53,400
New Mexico$25,600
New York$48,600
North Carolina$29,500
North Dakota$29,200
Rhode Island$49,800
South Carolina$30,600
South Dakota$29,200
West Virginia$26,500
Average Cost of a Wedding by State
Arizona$29,400New Hampshire$32,100
California$39,000New Jersey$53,400
Colorado$30,000New Mexico$25,600
Connecticut$41,000New York$48,600
Delaware$34,900North Carolina$29,500
DC$40,600North Dakota$29,200
Illinois$39,700Rhode Island$49,800
Indiana$22,800South Carolina$30,600
Iowa$22,600South Dakota$29,200
Michigan$29,700West Virginia$26,500

A graphic lists what are most and least expensive states for a wedding in the U.S, to help when using the wedding budget calculator.


Wedding Budget Breakdown

For most {couples}, many wedding ceremony selections will likely be made primarily based on their finances, so it’s vital to interrupt down each potential price and plan your funds accordingly. To make this a part of the budgeting course of a breeze, we’ve compiled a wedding ceremony finances breakdown primarily based on common prices of wedding ceremony items and providers from Maroo, WeddingWire, The Knot, The Wedding Report, and Zola.

Average pre-wedding prices: 30% of your wedding ceremony finances

The preparation on your wedding ceremony can actually outline your large day. Make positive to start out saving early so that you’ve got the funds to splurge on issues like your dream costume and swimsuit, wedding ceremony rings, and planner. Check out these common estimates for frequent bills {couples} have earlier than the marriage:

  • Dress (together with alterations): $1,631
  • Suit (together with alterations): $450
  • Rings:
    • Engagement ring: $5,900
    • Her wedding ceremony band: $1,417
    • His wedding ceremony band: $558
  • Paper + postage: $430
  • Photography (engagement images): $375
  • Wedding planner: $1,500

Average day-of wedding ceremony prices: 60% of your wedding ceremony finances

Most of your finances will likely be spent on providers on your ceremony and reception. The largest bills like your venue and catering will eat up a sizable portion of your finances and customarily relies upon on what number of company you’ll have. See the record beneath for all of the bills that make up your wedding ceremony day — and don’t overlook about these gratuities!

  • Venue: $9,861
    • Reception venue: $9,261
    • Ceremony venue: $600
  • Catering (meal, sweets, and so on.): $4,000
    • Cost per plate: $40
    • Cost of buffet (per individual): $27
  • Bar/liquor: $2,300
  • Wedding cake: $500
  • Florals: $2,000
  • Entertainment:
    • Live band: $4,500
    • DJ: $1,000
  • Officiant: $300
  • Photography: $2,500
  • Videography: $1,799
  • Rentals (decor, tableware, lighting, and so on.): $1,000
  • Transportation: $750
  • Paper (packages, placeholders, and so on.): $130
  • Hair and make-up: $300
  • Wedding presents and favors: $400
  • Gratuities: $1,200
    • Caterer: 15%-20% of expense
    • DJ: 10%-15% of expense
    • Photographer: 5%-10% of expense
    • Band: 2%-5% of expense
    • Videographer: 6%-10% of expense
    • Officiant: 15%-30% of expense
    • Driver: 15%-20% of expense

Average post-wedding prices: 10% of your wedding ceremony finances

It’s vital to issue your honeymoon and different bills from after your wedding ceremony into your finances. This might help stop any sticker shock after the very fact and preserve you and your new partner dwelling in wedded bliss. It’s additionally good to finances for surprising prices that will come up out of your reception.

  • Honeymoon: $4,466
  • Photography (printed images, albums, and so on.): $150-$350
  • Paper (thank-yous): $150

How to Plan a Wedding on a Budget: 10 Tips to Save On Your Big Day

Planning a wedding ceremony on a finances is not any straightforward feat, however it may be performed with out sacrificing your complete want record. Follow the following tips for concepts on how you can stretch the finances on your upcoming nuptials.

1. Pick Your Priorities

When it involves your large day, it’s vital to focus on what’s going to make you and your future partner blissful. Each of it is best to choose a few non-negotiables which might be important to a significant wedding ceremony day and make sure that these are prioritized in your finances. For instance, the marriage costume and a reside band is perhaps vital for you, whereas the meals and the videographer is perhaps extra vital to your different half.

Make positive to be practical about how a lot of the finances you allocate to your prime picks, however bear in mind you can compromise on different issues that aren’t as vital to create wiggle room in your finances. It’s additionally good to debate your priorities at first of planning — that method, you’ll be able to keep away from any disagreements later on and attempt to be versatile when making monetary selections on your wedding ceremony.

2. Shoot for a Small Guest List

One of probably the most impactful methods to economize on your wedding ceremony is to have a small visitor record. The variety of company influences the price of issues like your venue, catering, leases, and transportation. And when you’ve gotten a large visitor record, your wedding ceremony payments can skyrocket. For instance, the typical catering expense for a 50-person wedding ceremony is about $2,000, however that price doubles whenever you increase the visitor record to 100 folks.

Talk along with your fiancé about who you’re inviting and attempt to set a affordable restrict on your visitor record. If you’re having hassle developing with a good quantity, record out all of your desired company and create a few laborious guidelines to trim the top rely.

Here are examples of some guidelines to make use of:

  • No plus-ones allowed
  • Only shut family members obtain an invitation
  • Both can solely invite 10 of your closest associates

Although it could be tough to set guidelines for the visitor record, it’s a honest technique to effectively lower down on your occasion with out having to decide on between people. If your visitor record is untouchable, take into consideration forgoing a bridal occasion to chop down on the prices of wedding ceremony favors, florals, and different providers that come together with having bridesmaids and groomsmen.

3. Hold Your Reception or Ceremony at Home

Most {couples} find yourself spending wherever from $3,000 to $11,000 on their wedding ceremony venue alone. But did you notice you’ll be able to have a good time at residence without spending a dime? If you’ve gotten sufficient area in your individual residence or yard, it can save you hundreds by internet hosting your wedding ceremony someplace that’s already close to and pricey to your hearts.

You may ask dad and mom or associates in the event that they’re keen to allow you to use their residence or outside area on your nuptials when you don’t have your individual area. Whether you utilize your individual or another person’s residence, you’ll save a lot of cash on your wedding ceremony and be capable to simply go to your venue for a journey down reminiscence lane later.

4. DIY With Friends and Family

The price {of professional} wedding ceremony items and providers like fancy invites, reside music, or a wedding ceremony cake all actually add up. Consider tackling a few of these your self to remain inside your finances. Instead of getting a stationer create elaborate paper invites, attempt creating your individual at residence and hand addressing them to save lots of a few hundred {dollars}.

You may even ask family and friends that will help you out with these DIY duties. Additionally, if in case you have a shut buddy who can bake and enhance a scrumptious cake and one other who’s an newbie DJ, ask them in the event that they’d be keen to contribute to your wedding ceremony. Let any keen wedding ceremony volunteers know that they’ll forgo a reward since they’re offering a good or service on your big day.

5. Compare Vendors

When planning for any large buy, it’s vital to match costs for items and providers from totally different distributors. Get a few quotes for all of your projected wedding ceremony bills, from the big-ticket objects like your venue and catering to the smaller bills like hair and make-up. By evaluating worth quotes, you’ll be able to select to go together with no matter works finest on your finances. If you’ve gotten a explicit service that you just like, you might think about negotiating the price or inquiring about particular reductions (e.g., army low cost, instructor low cost, and so on.).

Don’t overlook to judge every vendor and their providers earlier than committing, too. You’ll need to ensure that you’ll obtain the very best quality for what you’re paying, so make the most of free tastings or learn up on buyer evaluations so you recognize you’re getting probably the most bang on your buck.

6. Get Married within the Off-Season

Another tip to save lots of large on your wedding ceremony is to get married within the low season. Although any given wedding ceremony season runs from late spring to early autumn, it’s vital to pay attention to the preferred months for folks to get hitched. The Knot reviews that October is the preferred month for weddings, with September and June following shut behind.

Try setting a wedding ceremony date outdoors of those months since you’ll be capable to save extra on your venue and different distributors after they aren’t so in demand. If a well-liked month is the one time of 12 months that works for you, attempt holding your wedding ceremony on a weekday or a Sunday to make the most of higher offers.

7. Buy Flowers in Bulk

Flowers can beautify any wedding ceremony ceremony and reception, however additionally they price a fairly penny — {couples} can spend between $700 to $2,500 on florals for his or her large day. If elaborate floral preparations aren’t a large precedence at your wedding ceremony, ditch the florists and purchase your flowers in bulk. Wholesalers offers you a significantly better worth on your wedding ceremony day blooms, and you’ll design your individual bouquet and preparations to your liking.

8. Go Paperless

Many fashionable {couples} hardly ever talk with their family and friends through snail mail, so why begin along with your wedding ceremony? Ditch the paper invites and save on postage by choosing one thing free and digital.

Try utilizing a platform like Canva or Paperless Post to simply make a free wedding ceremony invitation on-line and e mail them out immediately. You may also think about creating a wedding ceremony web site that particulars all the knowledge your company will want for the ceremony and different celebrations.

9. Skip the Wedding Favors

When family and friends attend your wedding ceremony, they’re primarily there to have a good time your love — and possibly get a free meal out of it, too. Most company gained’t bear in mind and even have the favors out of your wedding ceremony a 12 months after the occasion, so don’t spend on them in case your finances doesn’t enable for it.

The common price of wedding ceremony presents and favors is available in at about $400, and this could differ primarily based on your visitor rely. So, forgo the favors and preserve that cash in your pocket. You can use it for different wedding ceremony bills or put it towards the journey finances on your honeymoon as a substitute.

10. Remember, Time Is Money

Although you might need to dance from nightfall till daybreak on your wedding ceremony night time, it’s higher on your finances when you preserve the celebration brief and candy. The longer your wedding ceremony, the extra you’ll typically must pay your distributors for his or her time.

For occasion, most venues may have a curfew that you just’ll must abide by or else you’ll get charged a charge. Other distributors like caterers, bartenders, or your photographer can also be charging by the hour, so it’s finest to stay to your agreed upon time so that you don’t pay additional. Keep in thoughts that the occasion doesn’t need to cease, and you’ll all the time make plans to maintain the enjoyable going at an alternate location.

Planning a significant wedding ceremony on a finances doesn’t need to be an unattainable activity. Consider utilizing the Mint app to start out saving early and ensure you have the funds to splurge on some particular touches on your wedding ceremony day, and use our wedding ceremony finances calculator to maintain your wedding ceremony finances practical all the best way as much as and after your large day. If you’re discovering that wedding ceremony bills are coming in over finances, check out our suggestions to economize on your wedding ceremony so as to focus on celebrating your love.

Sources: Brides | The Knot 1 2 3 | Maroo | The Wedding Report | WeddingWire | Zola



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