HomeInternationalWells Fargo Active Cash℠ Card Review

Wells Fargo Active Cash℠ Card Review

Unlimited 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace. Plus you possibly can redeem the money rewards for every thing from assertion credit to present playing cards — with no particular redemption hurdles to leap via.

While there are a couple of different money again playing cards on the market with the identical rewards charge, the Wells Fargo Active Cash℠ Card stands out with its simplicity.

$200 money rewards sign-up bonus — New Wells Fargo Active Cash℠ Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 on their card within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual charge, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card aside from different 2% money again playing cards. Most playing cards with 2% limitless money again do not include a sign-up bonus.

15-month 0% intro APR provide — New cardholders can get pleasure from a 0% intro APR on each new purchases and eligible steadiness transfers for a full 15 months. That’s an awesome provide, even when in comparison with playing cards marketed only for a 0% intro APR.

Keep in thoughts that solely steadiness transfers made throughout the first 120 days will qualify for the diminished rate of interest. There’s additionally a steadiness switch charge that may apply to all transfers.

No annual charge — In many instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Active Cash℠ Card. The card has no annual charge, which implies you will not have to pay simply to maintain your account open.

Cell telephone safety — With the value of a typical cellular phone within the a whole lot of {dollars}, having some form of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellular phone safety simply by paying your cellular phone invoice together with your card. The safety covers your telephone within the occasion of theft, injury, or “involuntary and accidental parting.” You can rise up to $600 per declare — minus a $25 deductible — and as much as two claims per 12-month interval.

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