HomeFinanceWhy Have More Than One Travel Credit Card?

Why Have More Than One Travel Credit Card?

For any frequent traveler, it’s a good suggestion to have no less than one bank card that comes with journey advantages. Depending on the cardboard, chances are you’ll obtain priceless advantages akin to:

Even if you have already got one bank card with journey advantages, chances are you’ll not have thought-about the worth of getting a couple of card. So, in case you’re questioning, “Should I get multiple credit cards for travel?” Or, “Is it bad to have more than one credit card?” We’ll reply these questions — and extra — on this article.

What are journey playing cards?

Examples of advantages you may get with journey bank cards

Travel bank cards normally include various priceless advantages for cardholders, which may differ dramatically from card-to-card. Below are examples of a number of the advantages:

  • An annual discounted companion ticket.

  • First checked bag free on each Alaska flight.

  • 50% off day passes for Alaska lounges.

  • One free weekend rewards evening.

  • Hilton Honors Diamond standing.

  • An annual $250 airline payment credit score.

  • Trip cancellation/interruption insurance coverage.

  • A $50 annual resort keep credit score.

  • The skill to switch your factors to a number of resort and airline companions, akin to United Airlines, Southwest Airlines and Emirates.

The advantages of getting a couple of journey bank card

When you’ve a couple of journey card, you possibly can reap the benefits of the advantages each affords to get essentially the most out of your journeys. Using the three journey bank cards outlined above, right here is an instance of how one can handle all the advantages in a single journey.

Let’s say you wish to journey from Los Angeles to Cabo San Lucas, Mexico, for a weekend getaway together with your accomplice. For this journey, you resolve to e book a flight on Alaska Airlines with the intention to reap the benefits of the annual Companion Fare profit out of your Alaska Airlines Visa Signature® bank card, which you earned after marking purchases of $2,000 or extra throughout the first 90 days of opening your account.

Although you’d be flying Alaska and will e book the flight together with your Alaska bank card, you’d be higher off paying for each flights with the Chase Sapphire Preferred® Card. In this fashion, you possibly can reap the benefits of the cardboard’s journey insurance coverage — which offers safety in case your flight is delayed or canceled. You can even reap the benefits of the rental insurance coverage that comes with the Chase Sapphire Preferred® Card in case you e book a automobile in your journey.

On your journey, you need to use the Hilton Honors American Express Aspire Card in just a few methods. Even in case you don’t wish to keep at a Hilton, you possibly can reap the benefits of the $250 annual airline credit score through the use of the cardboard to buy in-flight meals and even pay for an improve from the principle cabin to a premium seat. Terms apply. As a Diamond member, suppose you determined to remain at a Hilton in your journey, such because the Hilton Los Cabos or the Waldorf Astoria Los Cabos Pedregal. In that case, you’d have the ability to reap the benefits of free each day breakfast and space-available upgrades. Depending on the resort, you may additionally obtain a $100 on-property credit score or a $250 resort credit score.

As you possibly can see from the above instance, by having three journey bank cards, you may obtain a number of priceless advantages by making the most of the distinctive perks that every card affords.

Is it dangerous to have a couple of bank card?

While the reply could differ relying in your specific monetary state of affairs, we consider that it’s a good suggestion for many customers to have a couple of bank card. In addition, having a couple of bank card will help enhance your credit score rating — offered that you just preserve a low stability in your playing cards.

On high of the potential assist to your credit score rating, having a couple of bank card will help in just a few different methods. For instance, you possibly can reap the benefits of distinctive advantages provided by every card and have an alternate technique to pay on credit score if there’s an issue with considered one of your playing cards — which may generally occur once you’re touring.

The backside line

As lengthy as you might be conscious of the advantages your bank cards carry and plan strategically to reap the benefits of these perks, there’s vital worth in having a couple of journey bank card.

All details about the Hilton Honors American Express Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Express Aspire Card is now not obtainable by NerdWallet.

How to maximise your rewards

You need a journey bank card that prioritizes what’s vital to you. Here are our picks for the greatest journey bank cards of 2021, together with these greatest for:

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